top of page

How to start a Mortgage Application

1
Start a mortgage preapproval
​

Answer a few questions about yourself, your mortgage needs and your finances.

2
Connect with an HLA
​

We’ll connect you with a Home Lending advisor to review your mortgage preapproval and guide you through the next steps.

3
Start making offers on homes
​

Once you have a mortgage preapproval letter, you’ll show sellers you’re a serious buyer.

Family Washing Dog

Ground-up Construction Loans Flexible Fix and Flip Loans

MFD Home loan experts provide a more affordable mortgage experience that’s tailored to meet your unique financing needs, and instill confidence throughout the process by answering all your questions and helping you feel comfortable at every turn, whether you are buying your first or your fifth residential or commercial property, our team of experts are here to guide you through the process with knowledge and care.

See how much home you can afford

Our affordability calculator  estimates your maximum home price and monthly mortgage payment. Some loans offer down payments as low as 3%.

Make the Dream of Homeownership a Reality

Free Mortgage planning and consultation

We offer competitive rates, discounts, and closing cost savings for investments, 203Ks, Home Equity Loans. Purchase- Refinance - New Construction - Reverse Mortgage - Fix and Flip 

Options for down payment assistance ,designed to help alleviate some of the financial burden of buying a first home
Buying your first home, and your first homeowners policy, can feel overwhelming. These tools can help you understand costs, plan your budget, and learn what to expect as you move toward homeownership.
Mortgages for any residential and commercial real estate

Discover a range of customized mortgage solutions tailored to meet your specific financial circumstances and homeownership aspirations.

low rates and discounts

Loan Types Available

Easily compare competitive mortgage rates to select the best fit for your financial objectives for New Construction, Refinance, Reverse Mortgages, Fix & Flips.

Benefits of Homeownership

Property Tax Deduction/Credit for Homeowners

Property Tax Reimbursement

Property Tax Relief

Deductions, Exemptions,

Abatements

Father Reading Together

Down payment and closing cost assistance when purchasing a home in New Jersey

what are customers are saying about us
customer reviews
Testamonials

Need a human touch? We'll be your guide

Connect with a local Home Lending Advisor to help you every step of the way.

Send us a message
 and we’ll get back to you shortly.

MORTGAGE FIRST DIRECT
bottom of page